Chicago Teen Driving Accident Attorney

Crashes Involving Teen Drivers—Unique Legal and Insurance Challenges

Teen drivers are more likely to be involved in serious crashes due to inexperience, distractions, and riskier behaviors behind the wheel. In Chicago and throughout Illinois, accidents involving drivers under 20 often result from texting, speeding, peer passengers, or not recognizing hazards in time. Friend Levinson & Turner’s Chicago teen driving accident attorneys know how to handle claims involving young drivers and guide victims through every step—ensuring full compensation, no matter the age of the at-fault driver.

Teen Driving Laws in Illinois—What Makes These Cases Different?

Graduated Driver Licensing

Illinois teens face restrictions on driving at night, passenger numbers, and phone use until age 18. Violations of these rules can affect fault and insurance claims.

Common Causes

Distraction from devices or friends, speeding, lack of experience, and misjudging road conditions are top factors in teen crashes.

Increased Risk

Studies show young drivers are at greater risk for crashes—especially within the first two years of having a license.

Who Pays When a Teen Driver Causes a Crash?

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Parental Liability

In Illinois, parents or guardians who sign a minor’s license application may share liability for damages caused by their teen.

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Insurance Coverage

Most teen drivers are covered by their family’s auto insurance. Injury claims usually proceed against the parent’s policy—not directly against the minor.

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Special Considerations

If the teen was driving without a license or violating graduated license rules, additional liability may apply.

Frequently Asked Questions

  • If a teen causes an accident, who is liable in Illinois?

    The teen’s insurance (typically their parents’ policy) is usually responsible for damages. Parents may also be personally liable if they co-signed the license application.

  • Do parents pay for teen driver accidents in Chicago?

    In most cases, yes—insurance covers the claim, but parents may also have legal responsibility under certain circumstances.

  • Are injury claims different if the at-fault driver was under 18?

    The claims process is similar, but there may be extra steps or paperwork involving the parent or guardian.

  • What if the teen was breaking license restrictions?

    Violations like curfew or carrying too many passengers can help prove negligence and strengthen your claim.

How Friend Levinson & Turner Helps Victims of Teen Driving Accidents

1

Compassionate, Professional Approach

We pursue your rights and compensation without demonizing young drivers—navigating insurance, legal details, and sensitive family issues with care.

2

Experience with Local Claims

Our attorneys know Chicago roads, suburban routes, and the special risks of teen drivers in high-traffic areas.

3

Results

We’ve recovered compensation for adults and families hurt by underage and inexperienced drivers across Chicago and surrounding counties.

Take Action—Get the Recovery You Deserve After a Teen Driving Crash

Whether you were injured by a 16-year-old, a high school senior, or a newly licensed driver, FLT Law will work with you to recover every dollar you deserve. We’ll deal with the insurance companies and protect your rights from start to finish.